In Florida, the popularity of rideshare services like Uber and Lyft has surged, becoming the go-to choice for both tourists and locals. Whether you’re looking to explore the city’s vibrant nightlife or simply need a convenient way to get around without the hassle of finding a designated driver, these rideshare platforms offer a flexible and often more affordable alternative to traditional taxis and public transportation.
One of the key reasons for the widespread use of Uber and Lyft is the cost-effectiveness. Typically, rideshare fares are lower than those of taxis, and the convenience of summoning a ride at your fingertips is hard to beat. Plus, with rideshares, you can bypass the stress of searching for parking, particularly at Florida’s top attractions, where parking can be a nightmare.
However, it’s important to recognize that using rideshare services comes with certain risks. The possibility of encountering dangerous situations like assault, kidnapping, robbery, or even rape, while rare, does exist. Additionally, there are concerns about the conduct of some drivers—cases where drivers may be under the influence of alcohol or drugs, or drive recklessly, leading to serious accidents and injuries. Thankfully, Florida has implemented strict requirements for Uber and Lyft drivers to help mitigate these risks.
Despite these regulations, accidents and other incidents can still occur, sometimes leading to severe consequences for passengers. In such cases, you may find yourself in need of legal assistance. The South Florida Injury Law Firm, which specializes in personal injury cases across Florida, is equipped to handle incidents involving Uber or Lyft drivers. Their blog provides detailed information on what is required of Florida rideshare drivers and what steps you should take if you find yourself involved in an accident.
So, what exactly does it take to become a rideshare driver in Florida?
Both Uber and Lyft have established stringent guidelines to ensure the safety of their passengers. Each potential driver must undergo a comprehensive criminal background check, which includes searching national databases for any criminal activity or sexual offenses. If an applicant has been convicted of a felony or any violent crime, indecent exposure, sexual battery, or lewdness within the last five years, they are automatically disqualified from driving for these services.
Driving history is another critical factor. Neither Uber nor Lyft will approve an applicant with a history of DUI, reckless driving, hit and run, or fleeing an officer within the last five years. Additionally, having a suspended or revoked license within the last three years is grounds for disqualification.
Insurance coverage is also an essential part of the rideshare equation. Given the high traffic and frequent accidents on Florida’s roads, the state has mandated that all rideshare drivers carry additional insurance to protect passengers. When the rideshare app is activated, Florida law requires a minimum of $50,000 in coverage per person for death and bodily injury and $100,000 per incident. Once a passenger is in the vehicle, this requirement increases to a minimum of $1 million in coverage for death and bodily injury.
In the unfortunate event that you are involved in an accident while using a rideshare service, you have the right to file a claim if the driver is found to be at fault. Florida law also states that any driver with more than three moving violations in the past three years is ineligible to drive for Uber or Lyft, providing an additional layer of safety for passengers.
However, what happens if these stringent requirements are not met? While the law imposes regulations on drivers, Uber and Lyft also have their own vehicle standards that must be met. For instance, Uber requires that the vehicle be no more than 16 years old, in good condition, and free of cosmetic damage. Lyft mandates that the vehicle be a model year 2011 or newer, with four doors and at least five seats, excluding the use of rental vehicles, stretch limos, or taxicabs.
If you find yourself in a situation where a rideshare driver has caused you harm, it’s crucial to seek legal advice. A skilled attorney can investigate whether Uber or Lyft failed to adhere to Florida’s laws and help you pursue compensation if negligence is found. It can be incredibly frustrating to take the responsible step of calling a rideshare for a safe journey, only to end up injured due to driver negligence.
The attorneys at The South Florida Injury Law Firm is dedicated to helping victims of accidents involving Uber and Lyft drivers, offering free consultations to discuss your case and explain your legal rights. Don’t delay in seeking the help you need to recover from the financial and emotional impact of such an incident.
Florida, known for its scenic highways and beautiful landscapes, unfortunately also holds a notorious reputation for being one of the states with the highest number of injury crashes in the United States. With its year-round warm weather and bustling tourist attractions, it’s no surprise that the Sunshine State sees an influx of drivers on its roadways.
However, behind the picturesque scenery lies a set of conditions that contribute to the alarming rate of accidents. In this article, we will delve into the top conditions responsible for most injury crashes in Florida, shedding light on the factors that put drivers at risk. From distracted driving to hazardous road conditions, we will explore the reasons behind these accidents and provide valuable insights to help raise awareness and promote safer driving practices. So fasten your seatbelts and join us on this journey as we uncover the hidden culprits behind Florida’s injury crashes.
Understanding the Role of Driver Error in Injury Crashes
When it comes to injury crashes in Florida, driver error plays a significant role. Many accidents occur due to simple mistakes that could have been avoided with more attentive and responsible driving. One common form of driver error is distracted driving. Whether it’s texting, talking on the phone, or fiddling with the radio, distractions divert a driver’s attention from the road, leading to potentially disastrous consequences. Additionally, drunk driving remains a major contributor to injury crashes in Florida. Impaired judgment, reduced reaction time, and decreased coordination all make drunk driving a dangerous choice that puts both the driver and others at risk
Another form of driver error that contributes to injury crashes is speeding and reckless driving. Florida’s highways are known for their high speeds, but exceeding the limit and driving recklessly can have severe consequences. Tailgating, weaving through traffic, and disregarding traffic signals are all behaviors that increase the risk of an accident. It’s crucial for drivers to understand the importance of following speed limits and driving responsibly to mitigate injury crashes on Florida’s roadways.
Distracted Driving as a Leading Cause of Injury Crashes
Distracted driving has become an epidemic in recent years, not only in Florida but across the country. With the widespread use of smartphones and other electronic devices, drivers are more tempted than ever to take their eyes off the road. Texting while driving is particularly dangerous, as it involves all three forms of distraction: visual, manual, and cognitive. When a driver is texting, their attention is diverted from the road for an extended period, significantly increasing the risk of an accident. However, distractions can come in various forms, such as eating, grooming, or even daydreaming. It is essential for drivers to prioritize their focus on the road to prevent injury crashes caused by distractions.
The Dangers of Drunk Driving and Its Impact on Injury Crashes
Drunk driving remains a serious issue in Florida, with alcohol-related accidents accounting for a significant portion of injury crashes. When a driver is under the influence of alcohol, their ability to operate a vehicle safely becomes severely impaired. Alcohol affects judgment, coordination, and reaction time, making it difficult for drivers to navigate the road and respond to potential hazards. It is crucial for individuals to understand the dangers of drunk driving and to make responsible choices by designating a sober driver or utilizing alternative transportation methods. By eliminating drunk driving, Florida can reduce the number of injury crashes and save countless lives.
Speeding and Reckless Driving as Contributing Factors to Injury Crashes
Speeding and reckless driving are two factors that significantly contribute to injury crashes in Florida. Many drivers fail to recognize the potential consequences of exceeding speed limits or engaging in reckless behavior on the road. Speeding reduces the driver’s ability to react to sudden changes in road conditions or unexpected obstacles, increasing the likelihood of a collision. Reckless driving, such as tailgating or changing lanes without signaling, further compounds the risk. It’s important for drivers to obey speed limits and practice responsible driving habits to reduce injury crashes caused by excessive speed and recklessness.
Exploring the Role of Fatigue and Drowsy Driving in Injury Crashes
Fatigue and drowsy driving are often overlooked factors that contribute to injury crashes in Florida. Many drivers underestimate the impact of sleep deprivation on their ability to drive safely. Lack of sleep can impair cognitive function and reaction time, making it similar to driving under the influence of alcohol. Fatigue-related accidents often occur during early morning hours or late at night when drivers are more likely to feel drowsy. It is crucial for drivers to prioritize getting enough rest and recognize the signs of fatigue to prevent injury crashes caused by drowsy driving.
The Impact of Aggressive Driving Behaviors on Injury Crashes
Aggressive driving behaviors, such as tailgating, honking excessively, or engaging in road rage, contribute to injury crashes in Florida. These behaviors create a hostile and dangerous environment on the road, putting everyone at risk. Aggressive drivers often disregard traffic laws and fail to consider the safety of others. It’s important for drivers to remain calm and patient, allowing traffic to flow smoothly and reducing the likelihood of injury crashes caused by aggressive driving. By fostering a culture of respect and courtesy on the road, Florida can significantly reduce the number of accidents and injuries.
Discussing the Importance of Seatbelt Usage and Its Relation to Injury Crashes
Seatbelt usage is a critical factor in preventing injury crashes. Wearing a seatbelt significantly reduces the risk of severe injury or death in the event of an accident. Unfortunately, many drivers and passengers in Florida neglect to buckle up, putting themselves at unnecessary risk. Seatbelts are designed to restrain occupants and prevent them from being ejected from the vehicle during a crash. It is essential for drivers and passengers to understand the importance of seatbelt usage and make it a habit every time they get in a vehicle. By promoting seatbelt usage, Florida can greatly reduce the number of injuries and fatalities resulting from injury crashes.
Weather Conditions and Their Influence on Injury Crashes in Florida
Florida’s climate, with its frequent rain and occasional hurricanes, poses unique challenges for drivers. Weather conditions, such as heavy rain, fog, or strong winds, can significantly increase the risk of injury crashes. Reduced visibility, slippery roads, and limited control over the vehicle make driving in adverse weather conditions dangerous. It’s crucial for drivers to adjust their driving behavior and exercise caution when encountering unfavorable weather. By being aware of the weather conditions and taking appropriate measures, drivers can minimize the risk of injury crashes caused by inclement weather.
Roadway Design and Infrastructure Factors Contributing to Injury Crashes
The design and condition of Florida’s roadways also play a role in injury crashes. Poorly designed intersections, inadequate signage, and lack of proper lighting can all contribute to accidents. Additionally, road hazards such as potholes, uneven surfaces, or debris on the road can cause drivers to lose control of their vehicles. It’s essential for Florida’s transportation authorities to prioritize roadway maintenance, improve infrastructure, and implement effective traffic management strategies to minimize injury crashes. By addressing these factors, Florida can provide safer roadways for its residents and visitors.
Conclusion and Steps to Prevent Injury Crashes in Florida
In conclusion, Florida’s high number of injury crashes can be attributed to a combination of factors. Driver error, including distracted driving, drunk driving, speeding, and reckless behavior, plays a significant role in these accidents. Fatigue and drowsy driving, aggressive driving behaviors, and lack of seatbelt usage also contribute to the problem. Additionally, weather conditions and roadway design can increase the risk of injury crashes. To prevent these accidents, it is crucial for drivers to prioritize safe driving practices, such as avoiding distractions, driving sober, obeying speed limits, and wearing seatbelts. Public awareness campaigns, stricter law enforcement, and improved road infrastructure are also necessary steps to promote safer driving in Florida. By addressing these issues collectively, Florida can reduce the number of injury crashes and create a safer environment for all road users. So, let’s take responsibility behind the wheel and work towards a future with fewer injury crashes in the Sunshine State.
If you have recently discovered that you were injured in an auto accident or another motor vehicle crash caused by someone else’s negligence, the next step to protect your rights is to schedule a free consultation with one of the experienced car accident attorneys at The South Florida Injury Law Firm. Call (954) 488-JEFF to take this crucial step.
It is crucial to seek medical attention promptly if you experience symptoms following an auto accident. Seeing a doctor is not only essential for your well-being but also for your personal injury claim. However, what if you feel fine immediately after the collision, only to have symptoms arise later?
This situation is more common than you might think.
As a general rule, it is advisable to undergo a medical examination after a motor vehicle accident, even if you believe your injuries are minor. Neglecting medical care can exacerbate injuries, potentially turning what could have been a short-term injury into a long-term or permanent one.
Additionally, it is wise to consult a local car accident lawyer as soon as possible after the incident. The responsible driver’s insurance company will likely reach out to you shortly after the accident, and engaging in conversations with them before seeking advice from an experienced auto accident attorney can be risky.
Below are some types of injuries that may not be immediately apparent after an automobile accident. Please note that this list is not exhaustive, and if you experience any unusual symptoms in the days or weeks following a traffic accident, it is crucial to seek medical attention.
Head Injuries: Head injuries, including concussions and more severe forms of traumatic brain injury (TBI), can go unnoticed immediately after a motor vehicle collision. Several factors contribute to this. Firstly, someone who experiences a headache immediately after a traumatic event like a car crash may attribute it to stress or the jarring impact of the collision. Secondly, a small bleed may not cause immediate symptoms. Thirdly, many people are unaware that concussions can occur without a direct impact to the head. Additionally, some symptoms of TBI, such as dizziness and nausea, may not be immediately associated with a head injury.
Back Injuries: Even a significant back injury may not be immediately evident. Sometimes, individuals with back injuries may mistake their stiffness or soreness as a result of the impact and decide to wait a few days to see if their condition improves without medical care. In other cases, the pain may not be noticeable amidst the shock and disorientation following the car crash. Furthermore, some back injuries may initially cause little or no pain but worsen as the injured individual moves around and strains their spine.
Psychological Harm: Many individuals who have been injured in automobile accidents, especially severe collisions, may suffer from post-traumatic stress disorder (PTSD) or other psychological impacts. However, these symptoms may not manifest immediately. For example, someone with PTSD following a motor vehicle crash and hospitalized may not experience symptoms until they attempt to get into a car to go home from the hospital. Additionally, it can be challenging in the initial days to distinguish between the natural emotional and psychological response immediately after the incident and a more lasting psychological issue.
What to Do When You Discover Car Accident Injuries:
Ideally, you should have undergone an examination immediately after the accident and documented any symptoms you experienced thereafter. However, if you did not suspect an injury initially and have not taken these steps, the next best course of action is to act promptly once you realize you were injured.
Seek Medical Assessment: The first step is to seek medical attention. Whether you visit your doctor, an emergency room, or a walk-in clinic, make sure to inform the physician about all your symptoms, even if they seem unrelated. As previously mentioned, you may not always recognize the connection between a specific symptom and an injury sustained in the auto accident. Also, inform the doctor that you were involved in a traffic accident and describe any symptoms you have experienced since the collision and when they started.
Document Your Symptoms and Limitations: Whenever you sustain an injury, it is advisable to keep a record of the symptoms you are experiencing and how they affect your daily life. Ideally, you should start maintaining this record immediately after the accident. However, if your injuries were not immediately apparent, begin documenting as soon as you realize you were injured. While it may seem that you will remember the details of your condition and its impact on your quality of life, it is easy to forget over time. Maintaining a record will help you provide accurate information to your treating physicians and your car accident attorney, enabling them to offer the best possible assistance.
Consult a Car Accident Lawyer Immediately: If you did not immediately realize that you had been injured and may be entitled to compensation, you may have already made mistakes that could affect your personal injury claim. For instance, if you have spoken to the other driver’s insurance company, they may have tried to lead you into saying something detrimental to your car accident claim. Moreover, if you did not seek a medical assessment right away, you may have exacerbated your injury. In such cases, the other party’s insurer will often attempt to prove that your injuries are partly your fault, thereby reducing the available compensation.
The sooner you engage the services of a reputable personal injury lawyer experienced in car accident claims, the better their opportunity to mitigate any damage, gather evidence, interview witnesses, and build the strongest possible case on your behalf.
If you have recently discovered that you were injured in an auto accident or another motor vehicle crash caused by someone else’s negligence, the next step to protect your rights is to schedule a free consultation with one of the experienced car accident attorneys at The South Florida Injury Law Firm. Call (954) 488-JEFF to take this crucial step.
Flooding can be a dangerous situation for drivers. Even a few inches of water can make it difficult to control your car, and deeper water can cause your car to stall or even float away.
If you find yourself driving through floodwaters, it’s important to take precautions to stay safe.
1. Take the situation seriously.
Floodwaters can be deceptive. Just a few inches of water can make it difficult to control your car, and even deeper water may not look as deep as it actually is. It’s important to take flood warnings and advisories seriously and avoid driving through flooded areas if possible.
2. Stay calm.
If you find yourself driving through floodwaters, it’s important to stay calm. Panicking will only make the situation worse. Take a deep breath and focus on driving safely.
3. Respect barricades.
If you see barricades or other barriers in a flooded area, don’t drive around them. They’re there for a reason: to keep you safe.
4. Be cautious around standing water.
Even if the water looks shallow, it’s important to be cautious around standing water. You never know what might be hidden beneath the surface, such as potholes, sharp objects, or downed power lines.
5. Know your car’s limitations.
Not all cars are created equal when it comes to driving through floodwaters. If you have a low-riding car, it’s best to avoid driving through flooded areas altogether.
6. If you must drive through water, do so slowly and carefully.
If you must drive through water, do so slowly and carefully. Don’t accelerate or brake suddenly, and avoid making sharp turns. If your car starts to hydroplane, take your foot off the gas and steer in the direction of the skid.
7. If your car stalls, get out and get to safety.
If your car stalls in floodwaters, don’t try to restart it. Get out of the car and get to safety as quickly as possible. If you can’t get out of the car, call for help.
8. Get your car checked out after driving through floodwaters.
Even if your car doesn’t stall, it’s important to get it checked out by a mechanic after driving through floodwaters. Water can damage your car’s engine, transmission, and electrical system.
9. Get an attorney.
An attorney can help you understand your legal rights. After a flood related car accident, you may be entitled to compensation for your injuries, property damage, and lost wages. An attorney can help you understand your legal rights and ensure that you receive the full amount of compensation you deserve.
Insurance companies are often more willing to settle with an attorney than with an individual. An attorney can help you negotiate a fair settlement with the insurance companies. If you are unable to reach a settlement with the insurance companies, you may need to file a lawsuit. An attorney can represent you in court and fight for your rights.
By following these tips, you can help keep yourself safe if you find yourself driving through floodwaters. Contact the experienced flood related car accident attorneys at South Florida Injury Law Firm. We can provide valuable legal guidance and support after a flood-related car accident. We can also help you understand your legal rights and options, and work to ensure that you receive the compensation and justice you deserve.
As personal injury attorneys in South Florida, we know that spring break can be a time of fun and relaxation for many people. Unfortunately, it can also be a time of increased risk on the roads, as more tourists and party-goers flock to the area.
According to a study conducted by the University of Miami, the 14 most popular spring break destinations, including South Florida, saw a 9.1% increase in auto accidents
Why Are Car Accidents More Common During Spring Break?
Spring break is a time when many college students and tourists come to South Florida to enjoy the warm weather and beach parties. While this can be a fun time, it also means that there are more people on the roads, and many of them may not be familiar with the area or local driving laws. This can lead to a higher risk of accidents, particularly if drivers are distracted, under the influence of drugs or alcohol, or simply not paying attention to the road.
Common Causes of Car Accidents During Spring Break
At South Florida Injury Law Firm, we have seen firsthand the devastating consequences of car accidents during spring break. Here are some of the factors that can contribute to car accidents during this time of year:
Increased traffic
With more people on the roads during spring break, traffic can be heavier and more congested than usual. This can lead to more accidents, especially in areas where there are a lot of tourists and visitors who may be unfamiliar with the local roads.
Impaired driving
Unfortunately, spring break is also a time when many people engage in excessive drinking and drug use. This can lead to impaired driving, which is a leading cause of car accidents during this time of year.
Distracted driving
With so much to see and do during spring break, it’s easy to become distracted while driving. This can include texting or using social media, taking photos or videos, or even just looking at the sights and sounds around you.
Many people come to South Florida to party, and unfortunately, this often leads to an increase in drunk driving accidents.
Speeding
With so many people on the roads, drivers may feel pressure to get to their destination quickly, which can lead to speeding and reckless driving.
Inexperienced drivers
Many tourists and college students may not be familiar with the area or local driving laws, which can lead to confusion and accidents.
What Should You Do If You’re Involved in an Accident During Spring Break?
If you are involved in a car accident during spring break in South Florida, it’s important to take the following steps:
Call the police
Even if the accident seems minor, it’s important to call the police and have them document the accident. This can be important if you need to file a claim with your insurance company or if you need to pursue legal action.
Seek medical attention
Even if you feel fine after the accident, it’s a good idea to seek medical attention to make sure that you don’t have any hidden injuries. Some injuries, like whiplash or concussions, may not show symptoms right away.
Gather evidence
Take photos of the accident scene, get contact information from any witnesses, and make note of any relevant details about the accident.
Exchange information
Be sure to exchange contact and insurance information with the other driver involved in the accident.
Contact an attorney
If you’ve been injured in an accident during spring break, it’s important to contact a personal injury attorney who can help you understand your legal options and pursue compensation for your injuries.
How Can You Stay Safe During Spring Break?
If you’re planning to visit South Florida for spring break, there are several things you can do to stay safe on the roads, including:
Avoid distracted driving
Put your phone away and avoid other distractions while driving.
Don’t drink and drive
If you plan to drink, make sure that you have a designated driver or use a ride-sharing service like Uber or Lyft.
Obey traffic laws
Follow the speed limit and other traffic laws to avoid accidents.
Be aware of your surroundings
Pay attention to other drivers and pedestrians on the roads, and be aware of any hazards or obstacles.
Spring break can be a fun and exciting time in South Florida, but it’s important to remember that the roads can be dangerous during this time. By following the tips outlined in this blog post and staying aware of your surroundings, you can help reduce your risk of being involved in a car accident. If you are injured in an accident during spring break, be sure to contact an experienced personal injury attorney.
At The South Florida Injury Law Firm, we have extensive experience helping clients who have been injured in car accidents during spring break. We understand the unique challenges that this time of year can present, and we are dedicated to helping our clients get the justice and compensation they deserve.
South Florida is known for its heavy traffic and busy roads, which can unfortunately lead to a high number of car accidents. There are a number of reasons why accidents occur, including:
Heavy traffic: South Florida is known for its busy roads, which can lead to congestion and long commutes. Many do not pay attention as well in heavy traffic, creating avoidable accidents.
Inclement weather: South Florida is prone to hurricanes and heavy rain, which can make driving conditions treacherous. Wet streets and limited visibility can easily cause a wreck.
Distracted drivers: With the increased use of cell phones and other electronic devices while driving, distracted driving has become a major concern on the roads and responsible for a number of accidents throughout Dade, Broward and Palm Beach counties each year.
Aggressive drivers: Some drivers in South Florida are known for their aggressive driving habits, which can increase the risk of accidents.
Poor road conditions: Some roads in South Florida may be in poor condition, with potholes, construction, or debris that can be dangerous for drivers.
It’s important to be aware of these potential hazards when driving in South Florida and to take appropriate safety precautions such as wearing a seatbelt, obeying traffic laws, and avoiding distractions while driving to prevent being an accident statistic.
According to data from the Florida Department of Highway Safety and Motor Vehicles, in 2021, there were over 400,000 car accidents in Florida, which resulted in over 250,000 injuries and over 3,000 deaths.
If you or a loved one have been involved in a car accident, it’s important to have the right legal representation on your side. But with so many car accident attorneys to choose from, it can be difficult to know where to start.
First and foremost, you want to make sure that the attorney you choose has experience handling car accident cases. Ask about the attorney’s track record in terms of settlements and trial verdicts, and look for testimonials or reviews from past clients.
Secondly, it’s important to find an attorney who is a good fit for you and your case. Some attorneys may specialize in specific types of accidents, such as truck accidents or motorcycle accidents, while others may have experience handling cases involving serious injuries or wrongful death.
Another important consideration is the attorney’s fee structure. Some attorneys may work on a contingency fee basis, which means they only get paid if they win your case. Others may charge an hourly rate or a flat fee. Make sure you understand the attorney’s fee structure and are comfortable with it before moving forward.
Finally, it’s a good idea to schedule a consultation with the attorney to discuss your case and get a sense of their communication style and approach.
If you or a loved one have been involved in a car accident in South Florida, it’s important to take the time to find the right attorney for your case. By doing your research and being selective, you can increase your chances of a successful outcome.
Uber and Lyft have really made getting around town a lot easier. The apps are simple to use, the cars are relatively inexpensive, and getting a ride only takes a few minutes.
However, as wonderful as Uber and Lyft are for convenience when you need a quick lift, it is important to remember that the drivers are like anyone else who you trust to get behind the wheel. Accidents happen.
Since ridesharing apps are a fairly new trend, questions about liability and insurance can be confusing. Read below to get a better understanding on what your options are after getting into an auto accident involving a rideshare company in Florida.
What Is HB221?
Ridesharing companies like Uber and Lyft are praised for their innovation, but it often causes confusion and debate over legal issues. They have a different business model than most taxi companies (all Uber and Lyft drivers are considered independent contractors) and are held to different standards than taxis.
Florida is starting to clear up some of the confusion about the standards rideshare drivers are held to, though. In the beginning of April, Florida’s House of Representative passed HB221. In addition to requirements regarding background checks, the bill requires all rideshare drivers to hold insurance to cover $50,000 for death or bodily injury per person, $100,000 per incident, and $25,000 for property damage.
While these amounts are far more than most drivers in Florida are required to carry, requiring bodily injury insurance brings in the question of fault. If you are in an accident, it is important to take note of any unsafe behaviors displayed by the Uber/Lyft driver, or any other drivers involved.
The bill is on its way to the Senate, but it still has a decent journey ahead before it can become law. Why is the legislature even going to the trouble? Because Uber and Lyft won’t cover everything.
Uber’s and Lyft’s $1 Million Insurance Policies
Florida is putting these requirements on rideshare drivers to cover incidents that Uber or Lyft will not.
Both companies boast $1 million insurance coverage, which is great for drivers, passengers, and pedestrians who are injured while a ride is taking place. The coverage does not, however, cover drivers who don’t have customers in their car – even if they are on their way to pick a customer up. Again, Uber and Lyft drivers are considered independent contractors, so they do not have to cover their drivers if they do not have an Uber customer in their car.
If you are an Uber driver, talk to your insurance company about coverage while you are driving. While many insurance companies offer a rideshare-specific policy, others will not cover accidents while you are driving (you may be considered “on the job”). Even if you have a rideshare insurance policy, check in with the provider about what may change if HB221 is signed into law.
Even if your car is not involved in the accident, treat this crash like any other auto accident. Collect the names, insurance providers, and contact information of everyone involved. Record witness testimony and take photos of the accident. Seek medical help within 14 days of your accident in order to receive compensation from your PIP coverage – you may receive compensation quicker if you go through your personal insurance company.
As the laws regarding Uber and Lyft are on the verge of changing, navigating your insurance after an accident may be more confusing. Talk to a South Florida lawyer about your options for receiving compensation for your Uber accident lawsuit after being injured in a ridesharing accident.
